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One protocol for everything from bills to Defi. Powered by Mr. Monei.

Introducing Mr. Monei

A Universal Financial Gateway for AI Systems

Mr. Monei is an AI-native financial infrastructure layer that gives intelligent systems secure access to payments, banking, investments, and insurance — all through a single, unified API.

Build AI agents that can reason, decide, and act on financial data without stitching together dozens of providers or workflows.

AI financial infrastructure illustration

The MCP Server

Turn any AI into a financial assistant

Mr. Monei runs as a Model Context Protocol (MCP) server, allowing AI models to securely connect to real financial tools.

MCP is an open-source standard — think “USB-C for AI” — that solves the M × N integration problem between models and external services.

Any AI that supports MCP can instantly check balances, move money, pay bills, or trigger workflows through Mr. Monei.

MCP server architecture diagram

How It Works

Connect

AI models connect to Mr. Monei through MCP or SDKs using secure credentials.

Reason

Your AI understands balances, permissions, and constraints in real time.

Execute

Payments, transfers, and financial actions are executed instantly via API.

Developer Platform

The Monei Engine — SDKs & Core Infrastructure

Our SDKs abstract away financial complexity so you can build faster. Authentication, retries, and error handling are built in by default.

Universal API

A predictable REST API at https://api.monei.cc/api-gateway-docs/ with consistent responses, rate limits, and OpenAPI support.

API request and response preview

Node.js SDK

A fully-featured Node.js SDK designed for modern backend and serverless environments. Install via npm install monei-sdk and start integrating payments, transfers, and account operations in minutes.

The SDK follows familiar JavaScript conventions, includes strong typing support, and handles authentication, retries, and error normalization automatically — making it ideal for production workloads and scalable systems.

Python SDK

A production-grade Python SDK built for reliability and clarity. Install with pip install monei-sdk to access the full Monei API from any Python service or AI workflow.

The SDK supports payments, webhooks, environment management, and long-running financial workflows, making it well-suited for backend services, data pipelines, and AI-powered agents.

Mr. Monei

Under the Hood, all agent actions are executed via our hardened core infrastructure “Monei”, which features idempotent transactions, advanced retry logic, a unified state machine, and professional Key Management System (KMS) security.

Discover what Mr. Monei can do for end users

Get Started with Mr. Monei

Join thousands of businesses in across 20 countries using Monei to power their services with ease.

Through simple natural language commands, it can execute a wide array of transactions.

Click to get API Keys

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